Screenshots
About Lunar
Banking app for the Nordics that gives you complete control over your money. Lunar is trusted by over 1 million users who get paid, spend, save, invest, and earn rewards—all in one award-winning app.
WHAT YOU GET
Open a free bank account with a digital Visa card, no hidden fees. Choose from private, business, or youth accounts tailored to your needs. Premium card options include metal cards, SAS EuroBonus benefits, and travel perks. As a parent, manage youth accounts (ages 7–17) directly from your app, letting kids design their own card while you stay in control. Joint accounts make shared finances simple.
SMART EVERYDAY BANKING
Stay on top of your spending with an intuitive overview and set budgets in just three swipes. Get notifications that keep you aligned with your goals, and watch your savings grow automatically every time you use your card. No withdrawal fees mean your money stays yours. The app's clean design and powerful tools have earned consistent 4.6-star ratings and industry recognition.
EARN REWARDS AND TRAVEL BENEFITS
Use your SAS EuroBonus Lunar card to earn points on every purchase, then redeem them for flights, hotels, exclusive products, and more. Travel abroad without worrying about currency exchange or withdrawal fees—your card works worldwide at no extra cost from Lunar's side. Flexible travel insurance packages add extra peace of mind.
MAKE YOUR MONEY WORK HARDER
Grow your savings with competitive interest rates (up to 4% in Norway, 1.75% in Sweden, 1% in Denmark) paid monthly with no binding period. Access an easy-to-use investment platform featuring stocks, ETFs, and index funds—perfect for building long-term wealth. Interest rates and requirements vary by country; check what applies to you.
BUILT FOR BUSINESS
Lunar Business serves 40,000+ small businesses with automated bookkeeping, cash flow oversight, one-click bill payments, and company cards. Manage VAT accounts, control expenses, add team admins, and access business loans through trusted partners. You'll also enjoy cyber insurance and exclusive discounts on business services.
A BANK YOU CAN TRUST
Lunar holds its own Nordic banking license and operates under Danish Financial Supervisory Authority supervision. Your deposits are protected by the Danish Guarantee Fund up to 100,000 EUR. Multilingual support in English and local languages ensures help is always available.
Join millions across Denmark, Sweden, and Norway who've switched to Lunar for transparent, modern banking that puts your financial goals first.
Pros & Cons
Pros
- Free bank account with digital Visa card and no hidden fees
- Automated savings and rewards earned on every card purchase
- Competitive savings interest rates up to 4% in Norway
- Parental controls for youth accounts ages 7–17
Cons
- Interest rates and investment features vary significantly by country
- Requires Nordic residency or address to open an account
- Deposit protection limited to 100,000 EUR per account holder
- Premium card features and travel insurance add extra costs
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